A "pawn" is just another word for a collateral loan. We will loan you money in exchange for your item of value: jewelry, gold, firearms, electronics, tools, anything that is worth something. When you pay back the loan, you get your collateral item back. You will pay a small amount of interest for the duration of your loan.
If you sell an item to us, we will give you cash for it, and that's it. If you pawn an item, we will loan you cash, and you can get your item back when you pay back the loan PLUS accrued interest and storage charges.
Our interest rates are much lower than credit cards, so you can save a lot of money. We DO NOT run a credit check on you, and there are no legal consequences if you do not pay back the loan. Plus, we'll GIVE YOU CASH IMMEDIATELY.
Loan limits are based on collateral value not on your credit score or your income. When you are redeeming a firearm, you must have a valid Photo ID and you must complete a 4473 form. If you do not have a current valid CCW you will need to get approved through the FBI nics system.
Yes, like all pawnbrokers we are regulated by the same state, federal, and local laws as many financial institutions, like banks and other lenders. These regulations are in place to protect you, the consumer.